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Sample Follow-Up Letter to Creditor on ID Theft Debt
Follow-up Letter on ID Theft Debt. After
a creditor or debt collector sends you the paperwork related to
a fraudulent debt (see, ID Theft Debt
Letter), you should examine
it and send a follow-up letter to the creditor or debt collector.
In your letter, you should ask
the creditor or debt collector to confirm in writing that you do
not owe the debt and that the account has been closed. You should
also list anything you found in the paperwork
that was incorrect. We have
prepared a sample follow-up letter you can fill out and use when
the paperwork shows the debt is fraudulent:
You can open or download it from either of these links:
Even if you do not find any incorrect information in the paperwork that
would show the debt is fraudulent, you should send a simple letter
asking the creditor or debt collector to confirm in writing that
you do not owe the debt and that the account has been closed.
Photocopy the Letter and Mail it to the Creditor and/or Debt Collector
for the Debt or Account. When you have filled in the letter:
1. Photocopy it and put your copy in a place where you won't
lose it
2. Mail the original letter to the creditor and/ or the debt collector for
the fraudulent debt or account.
3. You can mail the letter "Certified / Return Receipt Requested," but
you don't have to. This costs more for postage, but gives you proof that
you mailed it.
4. If the creditor or debt collector continues to try to collect the debt
from you, or does not remove it from your credit report, if you are
a California resident you can call The Law Firm of Shewry & Van
Dyke, LLP for a free, courteous, and understanding consultation at (888)
910-3328 [toll-free].
We can help you.
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________________________________________
If you need help or believe you may have been the victim of illegal
debt collection or fraudulent credit reporting after
identity theft, please
call us, Shewry
& Van Dyke, LLP, for fast, toll-free advice and
a no-charge consultation at:
(888) 910-3328 (toll-free in California)
E-mail:
We can be reached by telephone Monday through Friday, 9 a.m.
to 5 p.m. We are glad to provide you with
a telephone consultation at no charge. But please
remember that for us to become your attorneys,
we must first have a written attorney-client
agreement signed by both of us. We look forward
to helping you.
