This directory of other websites concerned with illegal debt collector tactics is offered to help you locate other information that may interest you. We aren't associated with these websites and don't guarantee any information on them, and we do not provide any endorsement of these or other websites or their owners. For legal advice about your particular situation, you should always consult an experienced attorney licensed to practice law in your state.

Fair Debt Collection Practices Act : A detailed collection of materials on self-help methods for dealing with debt collectors and debt collection harassment. Extensive index of frequently asked questions about debt collectors, debt payment problems, credit records, and credit reporting.

Debt-n-Credit-Letters.com : A collection of free, well-written sample letters and telephone scripts for use in dealing with debt collectors and credit reporting services. Explains the debt collection process and emphasizes not letting the debt collector trap you into going along with unfair demands for information and payment.

FTC Consumer Alert: Collection of time- barred debts : Useful information from the federal government explaining that you don't have to pay, but debt collectors can still try to collect, debts that are more than a certain number of years old under state law. In California, the number of years until a debt is "too old" depends on the type of debt and whether it is in writing. Some debts, including taxes, federally insured student loans, and California child support, never become "too old" for collection.

 

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