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Fill-in-the-blanks Sample Letter to Dispute a Debt
To dispute a debt, send a letter to the debt collector within 30
Days. You
have 30 days from the date you first get a written notice of the debt
to send a letter to dispute the debt (or part of it), or to ask the
debt collector to prove the debt, or to tell you the
original creditor's name. If you have ANY questions about any part
of the debt, such as the amount, the interest, who the creditor is,
or the debt collector's rights to collect the debt,
you must send a debt dispute letter to the debt collector. If you do
not, you may lose your rights to get this information. Once you send
the letter, the debt collector cannot legally contact you again UNTIL
AFTER they give you this information in writing.
Dispute the Debt in a Letter. You need to dispute the
debt in writing and mail it to the debt collector. It can be handwritten
or typed. We have prepared a free, simple Debt Dispute Letter you
can fill in (handwriting or typing are
both ok) and use to get all this information:
You can open or download it from either of these links:
Photocopy the Letter and Mail it to the Debt Collector. When
you have filled in the letter:
1. Photocopy it and put your copy in a place where you won't lose it
2. Mail the original letter to the debt collector.
3. You can mail it "Certified / Return Receipt Requested," but you
don't have to. This costs more for postage, but gives you
proof that you mailed it.
4.
If the debt collector does not give you the information
asked for in your letter and contacts you again, if you are a California
resident you can call The Law Firm of Shewry & Van Dyke, LLP for a free,
courteous, and understanding consultation at
(888) 910-3328 [toll-free]. We can help you.
If you are contacted about a different debt, then you must send a second
letter to dispute that one. The first letter won't work for the second
debt.
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________________________________________
If you need help or believe you may have been the victim of harassment
or other illegal debt collection tactics, please call
us, Shewry
& Van Dyke, LLP, for fast, toll-free advice and
a no-charge consultation at:
(888) 910-3328 (toll-free in California)
E-mail:
We can be reached by telephone
Monday through Friday, 9 a.m. to 5 p.m. We are glad to provide
you with a telephone consultation at no charge.
But please remember that for us to become your
attorneys, we must first have a written attorney-client
agreement signed by both of us. We look forward to
helping you.
