Who is a "Debt Collector" under the FDCPA & RFDCPA?
By federal and California law (the FDCPA and RFDCPA, taken together) "debt
collectors" are:
1. Collection agencies and individuals who regularly collect debts for
other people.
2. Collection attorneys: lawyers who regularly collect
debts for other people.
3. Businesses that regularly collect debts for themselves. In
this category, for example, would be a store, finance company,
payday loan company, or other business whose employees call or
write you if an installment payment is late or a bill is not
paid.
Each of these kinds of debt collectors must obey the
state and federal debt collection laws. They cannot use any debt
collection tactic forbidden by the FDCPA or RFDCPA.
For more information about debts, debt collectors, and harassment, please
see these pages:
To contact us now, please see the information at
the bottom of this page. We can help you.
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If you need help or believe you may have been the victim of harassment
or other illegal debt collection tactics, please call
us, The Law Firm of Shewry
& Van Dyke, LLP, for fast, toll-free advice and
a no-charge consultation at:
(888) 910-3328 (toll-free in California)
E-mail:
We can be reached by telephone
Monday through Friday, 9 a.m. to 5 p.m. We are glad to provide
you with a telephone consultation at no charge.
But please remember that for us to become your
attorneys, we must first have a written attorney-client
agreement signed by both of us. We look forward to
helping you.
